Rent Term, Let it Lapse and Squander the Rest.
For decades, the rallying cry of the financial advice industry has been for clients to buy inexpensive term life insurance rather than more expensive whole life insurance and invest the premium savings on their own. The only problem is most…
Taxes Destroy Wealth
My title is a bit bold, but math will prove me right. No, I am not going to use multi-dimensional calculus or other forms of advanced math. The “complicated” math I am going to use is simply done using a compounding or future…
Why are Americans so angry?
Are you angry? It seems to me that those who are not angry are blissfully ignorant of what is really going on. I have had readers of this blog complain that my illumination of the truth tends to shatter their "reality." I am interested in…
