by Jason I. Henderson, Ph.D. A while ago we published a story about warning signs. There are so many, but a story this week from Zero Hedge is about one of the world’s largest banks. How confident are you having your money with the banking and affiliate industries? Do you realize that according to the […]
By Craig Floyd Does your business have an emergency back-up plan? What happens when a major appliance or tool breaks down? Your business can not continue and be profitable without the tool or appliance and while it is broken down you most likely have to spend extra money to do the job that it did. […]
By J. Floyd Upsetting news concerning national events has encouraged me to write about life and the value of it. This week marks the third anniversary of my son’s death. It still gives me sadness as I reflect on how much I miss him. It is the second child I have lost in this lifetime. […]
By Jason I. Henderson, Ph.D. I ran across an article today that confirms what I have thought for a long time. The article is rather short, so you could just go read it or here is a shorter version: Very few Americans have ever had organized thoughts about financial matters. They usually just go with […]
By Jason I. Henderson When you really think about it, there are only three types of money in our lives. The first can be called Lifestyle Money. This is the money we spend on our everyday life. For example, the money spent to pay utility bills, housing (rent or mortgage), food, clothing and the all important entertainment […]
When people hear about IBC, Infinite Banking Concept, they have several thoughts. Some of the immediate thoughts that come to mind are: Dave Ramsey says that the infinite banking concept is a terrible investment. (Oh the fun I have teaching the truth.) The Infinite banking concept sounds too good to be true. (When you think […]
by Jason I. Henderson, Ph.D. How much of what you we hear in mainstream media is simply misleading at best or simply not true? I have felt this way about reports on the economy for a very long time. What am I, probably to most people and unknown, but I am not alone, there is […]
This is a question I get all the time in person or on my webinar. It is an important question as a client must understand the differences between insurance companies before they can make an informed decision about what they are being told is a great company with a great product and most importantly if […]
By Jason I. Henderson I had a fellow lab-rat when I was a graduate student at Purdue University who was from Missouri. I appreciated that his personality was just like the slogan Missouri has on its car license plates; “Show me State.” Whenever there was some new concept or a proposed idea for an experiment […]
By Jason I. Henderson, Ph.D. To suggest that the 401(k) is not a good vehicle for retirement savings takes a fair amount of courage, considering the intensely fractious response such a statement garners from a lengthy list of “expert” financial advisors. Knight Kiplinger for instance, boldly proclaims “It’s time to make the 401(k) mandatory, […]
